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Anshuman Pandey's avatar

Unfortunate for the banks to fail.. Similar rush of withdrawals was seen in the Franlklin Debt mutual funds in March 2020 which caused 6 top debt mutual funds from FT to be frozen by Sebi.. right?

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Budget Tiger's avatar

Yes. FTs debt mf withdrawals were similar to a Bank run. Also, investments went bad (similar to NPAs in a Bank) which caused the withdrawals.

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Anshuman Pandey's avatar

Yeah FT ended up investing in below A grade category items. I have stopped all my SIP in FT mutual funds, debt & equity. have lost trust in FT after the debacle.

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Budget Tiger's avatar

One thumb rule is not to pursue for alpha in debt based investments.

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